Terms of Service

Last Updated: November 15, 2023

Please read these Terms of Service carefully before using the Xaxiso Nawigu website and financial education platform operated by Xaxiso Nawigu Inc.

1. Agreement to Terms

By accessing or using our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you disagree with any part of the terms, you may not access our services.

2. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password.

You agree to accept responsibility for all activities that occur under your account. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

3. Access to Services

We grant you a limited, non-exclusive, non-transferable license to access and use our services for your personal, non-commercial use. You agree not to:

4. Subscription Fees and Payment

Some features of our services require payment of fees. You agree to pay all applicable fees as described on the services. Fees may be changed at any time with notice.

All fees are exclusive of applicable taxes, which you are responsible for paying. Payments are non-refundable except as required by law or as otherwise stated.

5. Content and Intellectual Property

The services and their original content, features, and functionality are owned by Xaxiso Nawigu and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of that software.

6. User Content

You retain ownership of any content you submit, post, or display on or through the services. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content.

You are solely responsible for the content you submit and the consequences of posting it. We reserve the right to remove any content that violates these Terms.

7. Disclaimer of Financial Advice

The information provided through our services is for educational purposes only and should not be considered financial advice. We are not financial advisors, and the information provided does not constitute financial advice.

You should consult with a qualified financial professional before making any financial decisions. Your use of any information from the services is at your own risk.

8. Limitation of Liability

In no event shall Xaxiso Nawigu, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages resulting from your access to or use of the services.

9. Termination

We may terminate or suspend your account and access to the services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the services will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions.

Any disputes arising under these Terms shall be resolved in the courts located in Toronto, Ontario.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Xaxiso Nawigu Inc.
123 Financial District Blvd, Suite 400
Toronto, ON M5X 1A9
Email: legal@xaxiso-nawigu.sbs
Phone: +1 4377210732

Disclaimer: Xaxiso Nawigu provides financial education and tools for informational purposes only. We are not financial advisors, and our content should not be construed as financial advice. While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy or completeness of all content. Users should consult with qualified financial professionals before making any financial decisions. Past performance is not indicative of future results. Your financial situation is unique, and any financial decisions you make are your own responsibility.